Apply for the Amazon Barclaycard online if you want a UK credit card that earns Amazon rewards on everyday spending.
You can usually complete an online eligibility check first, then apply if the offer fits your budget.
Because credit products and rates can change, always review the latest terms during the application flow before accepting.
What the Amazon Barclaycard is
The Amazon Barclaycard is a co-branded UK credit card for Amazon customers, with rewards that can be redeemed as Amazon gift cards.
It is issued by Barclays (the lender), while Amazon acts as a credit broker in the UK.
It has no annual fee, so you can keep it open without paying a yearly membership charge.
Applications are subject to approval, and the rate you receive can depend on your personal circumstances and credit history.
Who it is designed for
It tends to make the most sense if you spend a lot at Amazon and want rewards tied to your Amazon account.
It can also fit people who want a simple Visa credit card while earning some return on non-Amazon purchases.
It is less useful if you prefer cashback you can spend anywhere instead of Amazon gift cards.
Rewards and key features
You can earn 1% back in rewards on Amazon purchases, with the rewards redeemable for Amazon gift cards in the app.
On non-Amazon everyday spending, you earn 0.5% for the first 12 months and 0.25% after that.
Amazon Prime members can earn 2% back during designated shopping event days such as Prime Day, Black Friday, and Cyber Monday.
If approved, new applicants can receive a £20 Amazon gift card added to their linked Amazon account as a welcome bonus.
How redemption works in real life
Rewards are typically tracked in the Barclaycard or Barclays app, then redeemed as Amazon gift cards to your linked Amazon account.
Redemptions may be limited to set increments (for example, minimum and multiples), so you may not redeem every exact penny immediately.
If you want maximum value, plan to pay in full each month so interest does not wipe out the reward you earn.
Interest rates and typical charges
The card offers 0% APR on purchases for the first six months from account opening.
After the introductory period, the card has a representative APR of 28.9% (variable), with the actual rate depending on your circumstances.
The card may charge fees for foreign purchases and cash withdrawals, so check the tariff and key information before using it abroad or for cash.
If you carry a balance past the 0% period, the interest cost can quickly exceed the value of rewards, so treat the 0% period as temporary.
A simple way to think about the APR
The representative APR is a benchmark used in advertising and does not guarantee the exact rate you will receive.
You will see the personalised APR and key terms during the application process before you accept the agreement.
If you are borrowing for longer than a month or two, compare the card’s ongoing APR with alternatives that match your repayment plan.
Eligibility and “instant approval” expectations
Many UK credit card applications can return an online decision quickly, but approval is never guaranteed.
You can often check eligibility first to see if you are likely to be accepted without it affecting your credit rating.
If you recently had a Barclaycard, you may not be able to apply right away, so read the eligibility rules shown during the journey.
Have your personal details, address history, and income information ready so the application can run smoothly.
Common reasons applications slow down
Some applications require extra checks, especially if identity verification needs more documents or clarification.
A thin credit file, recent missed payments, or high existing credit use can reduce approval odds or affect the rate offered.
Incorrect details (like mismatched addresses) can also cause delays, so double-check everything before you submit.
How to apply for the Amazon Barclaycard online
Start on the Amazon application page and select the option to check eligibility before applying, if available.
Complete the eligibility check, review the outcome, and proceed only if the offer and rate are acceptable to you.
Fill in the full application with your personal details, financial information, and consent steps required for credit assessment.
If approved, follow the instructions to activate and manage the account through the Barclays or Barclaycard app.
What to do right after you are accepted
Link the card to the correct Amazon account so your rewards and any sign-up bonus track properly.
Set up a Direct Debit for at least the minimum payment, and ideally for the full statement balance.
Add a calendar reminder for the end of the six-month 0% period so you can clear the balance in time.
Customer service phone and postal address
For Barclaycard phone support in the UK, a listed contact number is 0333 200 9090, and calls from abroad may use +44 1604 230 230.
Another listed Barclaycard contact number used for some servicing and complaint routes is 0800 151 0900.
For general enquiries by post, a listed address is Barclaycard House, 1234 Pavilion Drive, Northampton, NN4 7SG.
For written complaints, a listed address is Barclaycard, PO Box 10200, Wigston, LE18 9ER.
When to use phone vs post
Use the phone line when you need quick help with activation, urgent account access issues, or suspected fraud.
Use post when you need to send documents, make a formal complaint, or keep a clear paper trail.
If you manage the account in-app, you can also use app support options for many routine tasks.
A smart way to use the card without overpaying
Treat rewards as a bonus, not a reason to spend more than you planned at Amazon or anywhere else.
Aim to pay the full statement balance every month so you avoid interest and keep rewards as real value.
If you use the 0% purchase period, calculate a monthly payoff target so the balance reaches zero before month six ends.
Avoid cash withdrawals and non-essential borrowing, because fees and higher costs can make the card expensive fast.
Final take: apply, but keep it disciplined
If you are a frequent Amazon shopper, the rewards structure and welcome bonus can be useful when you pay on time and keep balances low.
The six-month 0% period can help with planned spending, but the representative APR after that is high enough to punish carried debt.
Before you apply, use the eligibility check when offered and only proceed if the personalised rate and terms make sense for you.
Disclaimer: This article is for general information and is not financial advice. Credit card features, fees, and interest rates can change, and your offered APR may differ from the representative example. Always confirm the latest terms in the official application journey and consider independent advice if you are unsure about borrowin.
