The Itaú Azul Infinite Card offers a premium experience for travelers who value convenience, points, and exclusive services.
Issued by Itaú Unibanco in partnership with Azul Airlines, it’s designed for high spenders who want top-tier perks.
You can apply online directly, provided you meet specific income and documentation requirements. This guide breaks down everything you need to know to apply with confidence.
What This Card Offers to Frequent Travelers?
The Itaú Azul Infinite Card provides top-tier travel features and airline-specific benefits. It's ideal for Azul Airlines customers who fly regularly and want status privileges.
You can earn up to 3.5 points per US$1 spent and enjoy exclusive lounge access. Travel insurance and purchase protection are included for added peace of mind.
The card’s rewards program is tailored for Brazil-based travelers seeking to maximize their loyalty with Azul. With an easy-to-navigate online application, it offers both value and convenience. The program is also deeply integrated with TudoAzul miles.
Understanding the Points System and TudoAzul Integration
Points earned through the Itaú Azul Infinite Card are automatically converted into Azul miles. You earn more when spending on Azul products or abroad.
- 3.5 points per US$1 on Azul purchases
- 3.0 points per US$1 spent internationally
- 2.2 points per US$1 spent locally in Brazil
Annual Fee and How to Get It Waived
The Itaú Azul Infinite Card has a monthly annuity that can be fully waived depending on your spending. It rewards consistent card usage with financial flexibility.
The full annual fee is R$996, charged in 12 monthly installments of R$83. However, users who spend R$20,000 or more per month get 100% fee exemption. Spending R$10,000 to R$19,999 qualifies for a 50% discount.
If you don’t meet the waiver thresholds, the regular fee applies. This structure encourages you to use the card regularly for both everyday and travel expenses.
Simple Online Application Process
You don’t need to visit a branch to apply. The full process can be done online from your computer or phone.
To apply, go to Itaú’s website, navigate to the card section, and select Itaú Azul Infinite Card. Click on “Solicitar agora” to begin your application. You’ll need to provide your CPF, income information, and valid documents.
Once submitted, your application will be reviewed, and you’ll be notified by email or SMS. Make sure your documents are clear and up-to-date to speed up the approval process.
Eligibility Criteria You Must Meet
Before applying, you should confirm that you meet the card’s strict income and residency requirements. These conditions help Itaú determine your credit profile.
You must live in Brazil and be at least 18 years old. The minimum required monthly income is R$15,000, and you should have a clean credit record. If you’re already a client of Itaú, approval may be faster.
Be sure to prepare all required documents in digital format. Pre-approved customers may not need to provide full documentation.
Documents You Need for Application
The bank needs to verify your identity and income to approve the card. These are the documents required during the application.
- Valid CPF (Cadastro de Pessoa Física)
- Government-issued ID (RG or CNH)
- Proof of residence, such as a utility bill
- Proof of income, such as payslips or tax returns
Travel Benefits That Stand Out
This card offers more than just points. It’s designed to enhance your travel comfort and status.
You get priority boarding, priority check-in, and 3 free checked bags when flying with Azul. Visa Infinite LoungeKey access is included, offering a set number of free visits per year.
Travel insurance includes emergency medical, trip cancellation, and lost baggage coverage. These perks are automatically activated when you book your trip using the card. Whether flying domestically or internationally, the experience is smoother.
Daily Use, Shopping, and Lifestyle Benefits
Beyond travel, the Itaú Azul Infinite Card offers everyday protections and luxury benefits. These features help you get more from your card.
Purchases are protected against damage or theft for up to 180 days. Eligible items also receive extended warranty coverage. Lifestyle perks include concierge service, hotel discounts, and curated experiences.
The card also grants Visa Infinite Offers, covering fashion, dining, and wellness. It’s suitable for users who want both practicality and indulgence.
Manage Everything From the Itaú App
Digital control is essential for premium cardholders. Itaú’s app gives you full control over your card’s usage.
You can track your points, view transaction history, and download invoices directly. Setting up automatic bill payment or limit alerts is fast and intuitive.
The app also lets you lock/unlock your card instantly. In case of fraud, this feature adds an extra layer of protection. Managing your Itaú Azul Infinite Card on the go is simple and secure.
Customer Support and Contact Information
If you need help, Itaú offers multiple contact points. You can speak with them by phone or access their services online.
- For capital cities and metro areas, dial 4004 4828
- For other locations, call 0800 970 4828
Interest Rates and Charges
The card comes with several financial charges, especially if you don’t pay in full. Make sure you understand these rates to avoid surprises.
The rotative interest can go as high as 15.99% per month. If you delay payment, you’ll be charged 1% monthly interest plus a 2% fine.
For installment payments, the interest may vary based on the store and merchant agreement. Always read the fine print before choosing to split your purchases. Paying the full invoice amount monthly avoids additional costs.
Pros and Cons of the Itaú Azul Infinite Card
This card has strong advantages for some users but may not fit everyone. Review its strengths and limitations carefully.
The main pros are high rewards rates, exclusive Azul benefits, and annuity waivers for high spenders. You also get solid protection features and global Visa Infinite privileges.
On the downside, the income requirement is high, and interest rates are costly if misused. It’s best suited for travelers who spend consistently and value airline partnerships. Casual users may find it less cost-effective.
Security and Fraud Protection Features
Keeping your account safe is a top priority. The card includes multiple safety layers to guard your information.
It uses chip and contactless technology for secure payments. You can activate purchase notifications and verify suspicious activity quickly. Through the Itaú app, temporary card blocking is just a tap away.
Visa's global network also ensures fraud monitoring across countries. These tools help you use your card with confidence.
Compare Before You Choose
There are other premium cards available in Brazil. Here’s why many still choose Itaú Azul Infinite Card.
It has one of the highest earning rates for airline-specific cards. The annuity waiver policy is more generous than several competitors.
Azul loyalty benefits are stronger than general travel perks offered by other cards. You also gain faster access to Azul’s elite status levels. Overall, it’s a smart choice if you’re loyal to Azul Airlines.
What If You Want to Cancel the Card?
Circumstances change, and you might want to cancel or downgrade. Itaú provides clear options for both scenarios.
To cancel, you must clear your balance and call customer support. You can also request a downgrade to a lower-tier Azul card, like the Gold or Platinum.
Make sure to transfer or use your points before closing the account. Cancellation is typically confirmed within a few days. There are no hidden penalties if you’ve paid all dues.
Final Thoughts: Is This Card Right for You?
The Itaú Azul Infinite Card is built for frequent Azul flyers who value travel benefits and luxury perks. It makes sense if you regularly spend high amounts and want to waive annuity fees.
The earning rate and integration with TudoAzul make it a powerful loyalty tool. For high-income users in Brazil, it can be a smart and rewarding financial decision.
Disclaimer
This article is for educational purposes only. Details and policies may change, so always refer to the official website for the latest updates. Benefits, interest rates, and terms are subject to change by Itaú or Azul Airlines.
