Frequent LATAM flyers in Brazil often look for a card that turns every purchase into miles without making the monthly budget harder to control. The Itaú LATAM Pass Platinum Card focuses on that idea, linking your spending directly to the LATAM Pass program and rewarding those who hit clear spending goals.
This co-branded Platinum card sits between Gold and Black in the LATAM lineup and targets travelers who fly several times a year and can reach around R$4,000 in monthly spends.
According to Itaú and LATAM Pass communication, the card can earn up to 2 miles per US dollar on everyday purchases, with promotions and club memberships pushing totals higher for engaged travelers.
Overview Of The Itaú LATAM Pass Platinum Card
This Platinum product is a co-branded credit card issued by Itaú in partnership with the LATAM Pass loyalty program. It comes on the Visa or Mastercard network and is designed for travelers who want LATAM Pass mileage linked directly to their monthly fatura.
According to card comparison sites and Itaú materials, the card usually earns 2 LATAM Pass miles per US dollar on general purchases, converted from your Brazilian real spending using the issuer’s exchange criteria.
LATAM Pass Miles
LATAM Pass miles from card spending are credited automatically into the LATAM Pass account associated with the CPF on the application, so the credit card essentially becomes a dedicated earning engine.
Members of Clube LATAM Pass can receive around 70 percent extra miles on card spend, which raises effective LATAM Pass mileage accrual for those who subscribe to the club. This structure helps consolidate earnings from flights, daily purchases, and club plans into a single balance.
Upper Income Profiles and Strong Credit History
Positioning of the card targets middle to upper income profiles, typically with renda mínima around R$5,000 and a stronger credit history, according to recent Brazilian card rankings.
The Itaú Platinum credit limit follows your income, internal score, and existing relationship with Itaú, so limits vary widely between applicants rather than following a fixed table.
Key LATAM Pass Platinum Benefits
Frequent travelers care most about how many miles they earn, how fast they can upgrade cabins, and how much they pay in fees. This Platinum product collects several features around those points, and LATAM Pass Platinum benefits focus strongly on travel rather than cashback.
Expect a mix of fixed structural perks plus rotating airline promotions over time, which means reading each campaign’s fine print matters before large purchases.
Mileage on Everyday Purchases
Card spending usually generates 2 LATAM Pass miles per US dollar equivalent on both domestic and international purchases, creating a straightforward earning logic across groceries, services, and online shopping.
Members of Clube LATAM Pass can unlock additional earning percentages, giving very engaged travelers a stronger overall LATAM Pass mileage accrual rate over the year.
Bonus Miles for Early Spending
Recent campaigns cited by Brazilian card blogs show bonus bundles such as 8,000 or 16,000 miles when your first three faturas each reach at least R$4,000, credited once requirements are met.
These promotions change over time, so the exact bonus headline depends on the Itaú offer available when the proposal is approved.
Complimentary Cabin Upgrade Segments
Cardholders receive a limited number of complimentary upgrade segments, often described as three upgrade segments within South America and one segment outside South America, subject to availability and fare rules.
These LATAM Airlines cabin upgrade segments typically complement, rather than replace, any upgrade benefits tied to elite status in the LATAM Pass program.
Airline-Centric Perks and Installments
Tickets on LATAM Airlines commonly qualify for up to ten interest-free installments on the card and access to exclusive fare promotions reserved for co-branded products.
Airport lounge access often appears through Visa Airport Companion or similar partner platforms for the Platinum tier, usually at a discounted per-visit rate rather than unlimited free entries.
Network Travel Protections and Extra Cards
As a Visa Platinum or Mastercard Platinum product, the card generally includes travel insurance, emergency assistance abroad, and concierge services offered by the payment network, subject to network terms.
Up to five additional cards can be requested without extra anuidade, sharing the same limit and helping families concentrate spending on one LATAM Pass account.
Earning and Using LATAM Pass Miles
LATAM Pass miles earned through the card post directly into the loyalty account linked to your CPF, which removes the need to transfer points manually from a bank rewards platform.
Card purchases in Brazil are converted into US dollars for calculation, and each dollar typically earns 2 miles, while promotional multipliers may apply when buying LATAM tickets or during specific campaigns.
Redeeming LATAM Pass Miles
LATAM Pass miles can be redeemed for flights on LATAM and partner airlines, cabin upgrades, and a range of products depending on regional catalog availability, according to LATAM Pass program pages.
The program usually sets mile validity at around 36 months for most members, with expiration counted either from the date of accrual or the last qualifying flight, and elite members often enjoy non-expiring balances while they maintain status.
Monitoring of the LATAM Pass Account
Careful monitoring of the LATAM Pass account helps ensure no miles lapse accidentally, especially when travel frequency drops.
LATAM’s help center materials emphasize that miles earned on flights or via partner activity can renew the validity of the entire balance when new miles post within the required window.
Pairing regular card spending with at least occasional LATAM flights, therefore, keeps balances healthier over several years.
Fees, Income Criteria, and Spending Thresholds
Annual fee policy on the Itaú LATAM Pass Platinum Card follows a tiered model tied to monthly fatura values, rather than a single flat charge.
Public information from Brazilian card comparison sites describes a typical full anuidade around R$55 per month, with a 50 percent discount when the fatura reaches roughly R$2,000 and a complete LATAM Pass annual fee waiver in months where spending meets or exceeds R$4,000.
Real Annual Fee
This structure means the real annual fee felt in your budget depends heavily on whether your recurring expenses naturally reach those thresholds.
Households whose routine card spending already approaches R$4,000 per month can often secure consistent fee waivers without forcing extra purchases.
Anyone whose normal pattern hovers nearer R$1,500 probably experiences multiple months of partial discount only, which weakens the value of the Platinum tier relative to cheaper cards.
Income Criteria
Income criteria typically start around R$5,000 of comprovable renda mensal, aligning the card with consumers who already maintain a stable job or business history.
Itaú performs its own risk analysis against credit bureau data and internal history before approving limits, so the Itaú LATAM Pass requirements go beyond headline income figures and include score, existing debts, and prior behavior with Itaú products.
Applicants who already hold accounts or previous cards with clean payment records often see smoother approvals and more comfortable limits.
How To Apply For The Itaú LATAM Pass Platinum Card Online
Online application keeps the entire process inside the Itaú environment and reduces the need for branch visits. Most Brazilian residents eligible for the product can start the journey only with a CPF and basic personal data, since analysis and document collection happen digitally.
Initial responses usually arrive quickly, while card shipment times and physical delivery still depend on logistics. Anyone planning to travel soon should start the process with enough buffer to receive and activate the card first.
Check Basic Eligibility and Documents
Confirm that your renda mínima meets Itaú LATAM Pass requirements, that your CPF status appears regular with Receita Federal, and that your recent credit history does not show serious late payments. Keep digital versions of ID, proof of income, and proof of address ready in case the bank requests uploads.
Access the Official Itaú Card Page
Visit the Itaú section dedicated to the LATAM Pass cards and locate the Platinum version, then choose the option to apply for LATAM Pass online. Enter your CPF to allow the system to pre-fill data where possible and to retrieve internal records if you already bank with Itaú.
Fill Out the Proposal and Send it for Analysis
Complete personal, professional, and income data fields carefully, matching them to your supporting documents to avoid later manual checks.
Confirm terms regarding anuidade, mileage rules, LATAM Airlines cabin upgrade segments, and promotions before accepting the contract and sending the request for credit analysis.
Wait for Approval and Activate the Card
After approval, a virtual card often becomes available first inside the Itaú or Itaucard app, allowing online purchases and digital wallet registration even before the physical plastic arrives.
Physical card activation usually happens through the app or phone channel, followed immediately by association to your existing LATAM Pass account if that step has not already been completed.
Last Thoughts
Frequent LATAM travelers in Brazil gain a focused way to turn regular spending into airline miles through the Itaú LATAM Pass Platinum Card.
Clear spending thresholds, bonus campaigns, and the potential to waive the annual fee can make the card attractive when monthly expenses already sit near the R$4,000 mark.
Careful use that prioritizes full fatura payment and alignment with planned LATAM trips helps convert benefits on paper into real savings and upgrades over time. Choosing this Platinum option works best when travel plans already favor LATAM and its partners, and the requirements match your income and spending profile.
Diclaimer
Information in this article is general and may change; confirm current terms with Itaú and LATAM Pass before applying or relying on any specific benefit or fee.
