The Santander LATAM Pass Credit Card offers Chilean travelers exclusive flight rewards, extra baggage, and upgrade options with LATAM Airlines.
It turns daily spending into travel perks that provide comfort and savings. Through the partnership between Banco Santander Chile and LATAM Airlines, you can earn miles faster and enjoy premium benefits.
This guide outlines the card’s features, main advantages, costs, and the simple steps to apply.
Overview of the Card
The Santander LATAM Pass Credit Card is made for frequent travelers in Chile and abroad.
It allows you to earn miles through purchases and redeem them for flights or other travel rewards.

The card is available in three versions: WorldMember Limited, WorldMember, and Platinum, each offering distinct travel advantages.
Why It’s Worth Considering?
You can enjoy perks like free baggage, lounge access, and cabin upgrades depending on your card type.
The partnership between Banco Santander Chile and LATAM Airlines connects your spending directly to travel rewards.
Whether you travel occasionally or often, the card helps you save time, gain comfort, and make each trip more valuable.
Key Travel Benefits
Travel perks make this card valuable for frequent flyers in Chile. The benefits apply to LATAM-operated flights and cover comfort, convenience, and exclusive access.
Free Checked Baggage
This benefit lets you take one extra checked bag weighing up to 23 kg on LATAM flights. It’s available to eligible cardholders without any additional fee.
You must include your LATAM Pass member number when booking or before check-in to activate it.
The benefit applies only to you as the primary cardholder and only for the first extra bag. It cannot be used for oversized or special luggage.
VIP Lounge Access
Access to VIP lounges provides comfort before your flight. WorldMember Limited and WorldMember cardholders can relax in selected LATAM lounges.
These spaces offer a quiet environment, refreshments, and comfortable seating. It’s ideal for both business and leisure travelers.
Having lounge access transforms waiting time into a productive or restful moment. This privilege is one of the most appreciated perks among LATAM frequent flyers.
Cabin Upgrade
Cardholders have the chance to enjoy cabin upgrades depending on seat availability.
You can use earned miles or specific promotions to upgrade from Economy to Premium Economy or Business Class. This enhances travel quality without paying the full higher fare.
Upgrades are subject to LATAM’s availability and rules, so early booking is advised. For regular travelers, it’s a smart way to enjoy premium comfort at lower cost.
LATAM Pass Gold Category
The card includes automatic LATAM Pass Elite Gold status, which provides additional benefits like priority boarding, priority check-in, and baggage handling.
This feature reduces airport waiting time and adds convenience to each trip. It also improves access to flight upgrades and partner promotions.
Maintaining Gold status requires meeting yearly spending requirements, ensuring only active travelers retain the benefit.
Earning and Redeeming LATAM Pass Miles
This section explains how everyday card use helps you earn and redeem miles efficiently. By understanding the system, you can make the most of your travel rewards.
How to Earn Miles?
You earn LATAM Pass Miles for every purchase made with your Santander card. Spending at Más Millas partner stores gives you more points per peso spent.

Both domestic and international transactions count toward your total miles. You can track your accumulated miles through the LATAM Pass website or app. The faster you collect miles, the sooner you can use them for flight benefits.
How to Redeem Miles?
Miles can be redeemed for LATAM flights, cabin upgrades, or partner products. Redemption processes are simple through the LATAM Pass online platform.
You can also use miles for hotel stays or car rentals through LATAM’s partner network.
Be mindful of the required miles for each reward, as they vary by route and season. Efficient planning ensures you use your miles for the best possible value.
Mileage Validity
LATAM Pass Miles stay valid for 36 months from the earning date. This gives you enough time to accumulate and redeem them for high-value rewards.
If you remain an active card user, your mileage activity helps maintain validity. It’s important to use your miles before expiration to avoid losing accumulated value. Regular use of the card helps keep your account active.
Annual Fee and Interest Rates
Understanding the cost structure ensures you know what to expect before applying. The annual fee and interest rates depend on the card tier you choose.
The annual fee generally ranges between CLP 120,000 and CLP 200,000 for premium versions.
Monthly purchase interest rates average 2.0% to 2.6%, depending on market conditions. Banco Santander Chile may revise these rates periodically, so it’s best to confirm with the bank.
The card offers no additional surcharge for most LATAM international purchases, which is beneficial for travelers. Supplementary cards have lower fees and share the same benefits.
Eligibility and Application Requirements
Applying for this card is simple, but you must meet specific eligibility criteria. The requirements ensure applicants have stable income and a valid credit profile.
Basic Requirements
Applicants must be residents of Chile, aged at least 18 years old. A valid RUT, proof of address, and a steady income are mandatory. The bank evaluates your credit history to determine eligibility.
Your approval chances increase if you have existing banking relationships with Santander. Meeting all requirements ensures faster processing and activation.
Documents Needed
Before applying, prepare your documents to avoid delays. Bring your national ID and your most recent income certificate or pay slip. Proof of residence, such as a utility bill, may also be required.
You’ll also need your LATAM Pass membership number so the benefits can be linked immediately. Submitting accurate documents ensures quick verification and approval.
How to Apply for the Card?
Applying for the card can be done online or in person at any Santander branch. Choose the method that best fits your preference and availability.
Online Application Process
Follow these steps to apply online:
- Go to Banco Santander Chile’s official website and open the LATAM Pass Credit Card section.
- Select the card version you prefer — WorldMember Limited, WorldMember, or Platinum.
- Fill out the online form with your personal, contact, and financial details.
- Upload or provide your RUT, proof of income, and other required documents.
- Submit your application and wait for evaluation.
- Once approved, your card will be delivered within 10 to 15 business days.
In-Branch Application
If you prefer face-to-face assistance, you can apply directly at a Santander Chile branch:
- Visit the nearest branch with your ID and supporting documents.
- Inform the staff that you want to apply for the LATAM Pass Credit Card.
- Provide your LATAM Pass member number so the benefits can be linked right away.
- Complete the paper or digital form with the help of a bank representative.
- After approval, your card will be mailed to your registered address within a few business days.
How to Use the Baggage Benefit?
To activate your free baggage benefit, follow these simple steps. It ensures you receive the perk automatically during travel.
- Enter your LATAM Pass member number when booking or redeeming your flight.
- Update passenger details in the “My Trips” section on the LATAM website or app.
- Do this at least three hours before check-in to apply the benefit automatically.
When Benefits Become Active?
Your LATAM Pass benefits and Gold category activate within 15 business days after your card activation.
During this time, you can already start earning miles for purchases. After the benefits activate, your LATAM Pass account reflects your status automatically.
This synchronization ensures that baggage and lounge perks apply seamlessly during bookings.
Maintaining LATAM Pass Gold Status
Keeping your Gold category ensures continued access to travel advantages. Renewal is based on yearly card usage and spending.
WorldMember Limited and WorldMember cardholders must spend at least CLP 4,000,000 per year in purchases.
Platinum cardholders must use their card in at least six of the twelve months each year. If you lose status, you can regain it by meeting renewal requirements the following year.
Reinstatement usually happens every April, following LATAM’s review of spending activity. Consistent card usage ensures you maintain full benefits.
Pros and Cons
This section helps evaluate if the card fits your lifestyle. It summarizes what you gain and what to consider before applying.
Pros
These advantages make the card appealing to travelers who frequently fly with LATAM Airlines.
- Free extra baggage on LATAM flights.
- Access to VIP lounges and Gold category benefits.
- Priority check-in and boarding privileges.
- Longer mileage validity and multiple redemption options.
Cons
These limitations help you decide if the card fits your travel and spending habits.
- Annual fees can be high for occasional travelers.
- Benefits apply only to LATAM-operated routes.
- Requires consistent spending to maintain elite status.
Customer Support and Contact Information
For inquiries, contact Banco Santander Chile directly through verified channels. Their support team can help with applications, billing, or benefit questions.
- Head Office Address:
Bandera 140, Santiago, Región Metropolitana, 8340455, Chile - Customer Service Phone:
+56 600 320 3000
For LATAM Pass benefits, contact LATAM through their official website or mobile app.
Disclaimer
Terms, interest rates, and benefit availability may change without prior notice. Always check updated information on the Santander Chile or LATAM Pass websites before applying. This ensures you receive the most accurate and current details.
Why Apply Now?
The Santander LATAM Pass Credit Card turns your purchases into travel opportunities. It gives you airline perks, faster rewards, and elevated travel comfort.
Whether you fly for work or leisure, these benefits make every trip more convenient and rewarding.
Apply now through Banco Santander Chile’s official website and start earning miles toward your next destination.



