Asda customers can now enjoy cashback and various rewards with the Asda Money Cashback Credit Card. This card provides unlimited cashback on purchases at Asda supermarkets and on spending outside the store.
You can convert the rewards you earn into unlimited cashback vouchers for use in-store. This is an excellent way for you to save money while shopping at Asda.
For more information about the Asda Money Cashback Credit Card and to determine if it's the right choice for you, read the article below.
Earning Rewards and Cashback With ASDA Money Cashback
The Asda Money Cashback Credit Card stands out for its generous cashback rewards. Cardholders enjoy unlimited cashback, which is especially rewarding for frequent Asda shoppers.
One of the highlights is the 12-month zero-interest rate on balance transfers. Shopping at Asda with this card nets you a 1% cashback on your total bill.
The more you shop with the card at Asda, the more cashback you accumulate. Additionally, you'll earn 0.2% cashback on purchases made elsewhere.
Your cashback rewards are converted into Asda Pounds, which you can redeem as early as the next month's statement.
Where and How to Use Your Rewards?
Every purchase with the card not only earns you cashback but also Asda Pounds, making you eligible for Asda Rewards. Asda Rewards cards is the exclusive rewards program for Asda Money Cashback Credit Card holders.
You can accumulate Asda Pounds and redeem them for Asda vouchers once you reach a certain amount. These vouchers can be used at any Asda store to pay for your items at checkout.
This is an excellent way to save money while shopping at Asda. To access your Asda Pounds and redeem your vouchers, download the Asda Rewards app and maximize your rewards.
Manage ASDA Money Cashback With Its App
Managing your Asda Money Cashback Credit Card is effortless with the Asda app.
This convenient mobile banking application provides a range of features to help you stay on top of your finances.
From accessing your account to making transfers and paying bills, everything is at your fingertips.
Plus, the app's repayment feature allows for easy payments directly from your mobile device. Features of the Asda app:
- Account Access: Check your balance and view transaction histories anytime, anywhere.
- Transfers: Easily transfer funds between accounts or to other payees.
- Bill Payments: Pay your bills quickly and securely within the app.
- Repayment Option: Make payments on your credit card directly from your mobile device.
- Direct Debit Setup: Automatically pay your bills to avoid late payment fees and protect your credit score.
- Promotional Rate Protection: Maintain your promotional rates by ensuring timely payments.
Interest Rate and Other Fees You Need to Know Before Applying
When you opt for the Asda Money Cashback Credit Card, you'll benefit from several financial perks.
The card offers a 0% balance transfer rate for the initial 12 months, and there's no annual fee, meaning you won't face any charges at the end of the year, even if you haven't used the card much.
However, it's important to be aware of the various rates and fees associated with the card to ensure it aligns with your financial needs.
- Balance Transfer Rate: 0% for the first 12 months
- Annual Fee: None
- Variable APR: 19.9% (may vary based on creditworthiness)
- Foreign Currency Conversion Fee: 2.99%
- Late Payment Fee: £12
- Over-limit Fee: £12
What Makes ASDA Money Cashback Best for You?
Is the Asda Money Cashback Credit Card the best choice for you? Let's see. If you're a regular shopper at Asda, this card could be a great fit.
With cashback rewards and the Asda Rewards program offering vouchers, it's especially rewarding for Asda loyalists. You can use the card elsewhere, but it shines brightest at Asda stores.
For those dedicated to the Asda brand, this card rewards your loyalty. Plus, there are no annual fees, making it a cost-effective option for savvy shoppers.
Other Cards
When comparing the Asda Money Cashback Credit Card, the Asda Cashback Plus Card offers double rewards but needs over £300 in spending, making the original card better for less frequent users.
Another competitor is the Tesco Purchases Card. While it provides a 0.25% increase on top of the 1% for Tesco Clubcard members, it falls short compared to the Asda Money Cashback Credit Card's offerings.
Overall, the Asda card provides a more rewarding experience for its users
Eligibility of ASDA Money Cashback
To apply for the Asda Money Cashback Credit Card, you need to meet certain eligibility criteria:
- Age: You must be at least 18 years old.
- Residency: You should reside in the UK and have a local income.
- Income: Your income should be within the acceptable range for the card.
- Financial Status: The bank will assess your financial situation and employment status.
For further details, contact them at 0371-704-3369 or visit the main branch at Asda Credit Card, Creation Financial Services, Chadwick House, Blenheim Court, Solihull, B91 2AA.
You can also use the free eligibility checker on their website to see if you qualify.
How to Apply for ASDA Credit Card
Follow these steps to apply for the card:
- Check Eligibility: Ensure you've passed the eligibility check.
- Application Form: Visit the official Asda credit account website, click "Apply," and fill out the form with accurate details such as your address, income, and bank information.
- Terms and Conditions: Review and accept the terms before submitting your application.
- Approval: Wait a few business days for approval. If successful, you'll receive a notification, and the card will be sent to you.
Make sure to double-check all your information for accuracy before submission!
Conclusion
For those who frequently shop at Asda and are looking to save on their purchases or enjoy earning rewards, the Asda Money Cashback Credit Card is an excellent choice.
Disclaimer: Credit products come with risks. Ensure you understand these risks by thoroughly reviewing the terms and conditions associated with the product.
