The Capital One Quicksilver Cash Rewards Credit Card has some of the best benefits and features that you can get out of any rewards credit card. It is simple yet very satisfying to use, especially when it comes to all the rewards that you can gain.
Getting approved for a credit card can be a very anxiety-inducing experience. There are a lot of factors that will affect your application for a credit card. If you’re looking to apply for a credit card like the Capital One Quicksilver Cash Rewards Credit Card, check out this guide to find out how.
Getting to Know the Capital One Quicksilver Cash Rewards Credit Card
The Capital One Quicksilver Cash Rewards Credit Card is a simple rewards credit card that offers straightforward offers and rewards to its cardholders.
The credit card has a very generous welcome offer that lets you earn a $200 cash bonus once you’re able to spend more than $500 on purchases within 3 months of opening your account.
The card also comes with no annual fee and a rewards program that lets you earn 1.5% cash back on every purchase that you make.
This minimalist card is meant for those who want to use the card for everyday purchases and reap the rewards later on.
Understanding the Capital One Quicksilver Cash Rewards Credit Card
The Capital One Quicksilver Cash Rewards Credit Card has a lot of surprises in store for its cardholders. You are entitled to zero annual fees and zero foreign transaction fees so you can save money when using the card anywhere you go.
Apart from the welcome bonus, you are also offered an introductory 0% purchase rate for the first 15 months of having the card. This means that you pay no interest on all purchases made as long as you comply with the terms and conditions of the offer.
And unlike many other credit cards, what makes this cash rewards credit card very special is that there is no penalty APR after you’ve been in arrears on payments for an extended period. After that, the variable APR will be from 19.74% to 29.74%.
Check Out These Eligibility Requirements
Before you can apply for the Capital One Quicksilver Cash Rewards Credit Card, you will need to find out first if you are eligible for the card. There are a lot of factors that will determine whether you’re eligible for this specific credit card.
First, you must be 18 years old and must have an income. Self-employed individuals will need to present documents to prove they have an income. Additionally, you will also need to provide your credit score or undergo a credit check for the provider to determine your creditworthiness.
One of the main requirements for the card is that you have an excellent credit score which means you will need to have at least a credit score of about 700 and above.
They will also require you to provide documents that will support your claims as well such as pay slips, tax returns, and Social Security Number.
If you have further inquiries regarding the eligibility requirements or the documents that you need to present for the application, you can call them at 1-877-383-4802.
You can also visit any nearby Capital One branch or head to their main office at 1680 Capital One Dr, McLean, VA 22102, United States.
What Is the Application Process for the Capital One Quicksilver Cash Rewards Credit Card?
The application process for the Capital One Quicksilver Cash Rewards Credit Card is very easy once you have all the documents prepared. But before you proceed, you need to make sure if you really need the card.
Try to research different credit cards first and compare them with others. This will help you determine if there are other cards out there that fit your current lifestyle or your income.
There are a lot of websites that let you compare different credit cards based on their features, rates, and other charges. Take advantage of those websites before you decide which one you want to apply for.
When it comes to this credit card, the affordable rates, easy access to rewards, and other features, make it a credit card worth applying for.
A Step-by-Step Guide to Applying
Once you have decided to get the Capital One Quicksilver Cash Rewards Credit Card, and prepared all the necessary documents, you can proceed to apply for the card. Head over to the official Capital One website and choose the Capital One Quicksilver Cash Rewards Credit Card.
Click on “Apply Now” and a new window will open for you to enter your details. Fill out the application form and make sure that all details are correct.
There will be required fields that need to be provided with information so make sure that you don’t skip over those fields. Review the application thoroughly as well as the terms and conditions of the card before you submit it.
Follow-up and Approval Process
You will receive an email from Capital One after you submit your application, and after a few business days, you should also receive another email regarding the decision of your application.
You will either approved for the card, denied, or your application may be placed on hold.
A hold might happen if Capital One requires additional information or if there is missing information on your application. This is why it is important that you always review your application before you submit it.
You can always call contact Capital One’s customer service for an update on your application.
Things to Do to Make Your Application Easier
There are certain things that you can do to make your application a lot easier or make it faster. You can apply at your local Capital One branch and bring all of your documents with you. They will be able to assist you throughout the entire application process.
Another way to make your application faster and easier is to make sure that you provide up-to-date and accurate information and documents.
You can also focus on paying your bills on time so your credit score will also improve by the time the credit card issuer checks it. These may seem like simple things but they can have a large impact on your application.
The Capital One Quicksilver Cash Rewards Credit Card is a rewarding credit card to have. Make sure to follow the application process mentioned above so you can have a better chance of getting approved.
Note: All credit products carry risks. Be sure to read the card’s terms and conditions before applying.