Take advantage of cash back rewards and member benefits with a card designed for frequent Sam’s Club shoppers.
If you’re already a Sam’s Club member, applying online or from your mobile device can be a simple way to unlock additional savings.
Choose an Option:
Why Consider This Card?
- Earn cash back on eligible purchases
- No annual fee on eligible cards
- Manage your account online or through mobile
- Use your card anywhere Mastercard is accepted
What You Should Know Before Applying
Review the Available Benefits
Some Sam’s Club credit cards offer cash back on fuel, dining, club purchases, and other eligible spending categories. Rewards and promotional offers vary depending on your membership level and the specific card.
Before applying, compare the available benefits and understand how rewards are earned and redeemed.
Confirm You Meet the Requirements
Applicants generally must be at least 18 years old, have an active Sam’s Club membership, meet residency requirements, and satisfy the issuer's credit criteria.
Prepare your government-issued ID, contact information, employment details, and financial information before starting the application.
Complete Your Application
You can apply online through the official Sam’s Club website or visit a membership desk at a participating store. Mobile devices can also be used to complete the online application.
After submitting your information, Synchrony Bank reviews the application and determines eligibility. If approved, you'll receive instructions for activating your new card.
Get Started in 3 Steps
- Confirm your Sam’s Club membership.
- Prepare your personal and financial information.
- Submit your application through an official channel.
Apply with Confidence
Before accepting any credit card offer, review the APR, fees, cash advance costs, payment terms, and reward conditions. Understanding these details can help you make a better financial decision.
Apply for the Card Now
View Current Card Benefits
How Does the Approval Process Work?
Application Review
The issuer reviews your personal information, membership status, and financial details. Complete and accurate information helps avoid unnecessary delays.
Credit Evaluation
Synchrony Bank evaluates your credit profile before making a decision. Approval and credit limits depend on the bank's lending criteria.
Card Activation
If approved, you may receive temporary access while your physical card is being processed. Follow the activation instructions before making purchases.
Get More Value from Your Membership
A Sam’s Club Credit Card can be a practical choice for members who want to earn rewards while shopping, fueling up, or making everyday purchases.
