The Santander / AAdvantage Quartz card lets you earn airline miles with everyday spending. You can accumulate miles through purchases and redeem them for flights and travel benefits.
This article will guide you through how the card works, how to apply online, and what requirements to prepare.
It also explains fees, rewards, and key features to help you decide if the card fits your travel goals.
How the Card Works and What You Get?
This card is a bridge between daily spending and frequent flyer rewards. Every purchase helps you collect more AAdvantage® miles automatically.
You earn 1 AAdvantage® mile for every dollar spent. Purchases in foreign currency add 1 extra mile to your balance.
Using the card to pay American Airlines gives you double miles. You also earn double miles by choosing to pay just 4% more on your monthly bill.
All the Travel Benefits You Can Use
You get much more than miles with this card. It includes insurance and services that make travel smoother and safer.
MasterAssist Plus gives you free travel insurance when you buy tickets using this Mastercard. Rental vehicle protection covers theft, fire, and collisions when you rent a car.
The Airport Concierge service provides a personal escort through security and customs at select airports. Priceless Cities lets you join curated global events, and you can waive restaurant corkage fees at over 200 partner locations.
How to Apply Online in Brazil?
Follow these steps to apply online smoothly and without delays. Having your documents ready will help you complete the process faster.
- Visit the official Santander Brazil credit cards page using a secure browser.
- Select Santander / AAdvantage Quartz from the list of available cards.
- Fill in your personal details, including CPF, email address, and phone number.
- Upload the required documents, such as proof of income, valid ID, and proof of residence.
- Review all information carefully, accept the terms, and submit the application for analysis.
Who Can Apply and What You Need?
This card is available to eligible applicants living in Brazil. Santander will check your personal and financial background.
You must be at least 18 years old and have a valid CPF. A current utility bill will serve as your proof of address.
Proof of income is required and can be a payslip, bank statement, or contract. If you're already a Santander account holder, you may receive faster approval.
Annual Fees, Charges, and Currency Use
While this card offers benefits, it also comes with fees. Understanding how they work helps you manage your costs.
The annual fee is waived for the first 3 months. After that, current Santander clients receive a 50% discount on the yearly charge. The standard annual fee is around R$350, though promotions may apply.
There’s a 5.5% fee on international purchases, and interest on unpaid balances may range from 11% to 13% per month (APR).
How to Use the Miles?
Miles earned through the Santander / AAdvantage Quartz card are deposited into your linked AAdvantage® account. You can use them for domestic and international flights.
Miles never expire as long as your account is active. You can redeem 7,500 miles for a one-way domestic flight.
Use your points for seat upgrades, hotel stays, or rental cars. The value of each mile increases when used strategically for American Airlines flights.
What Makes This Card Ideal for Travelers?
Frequent flyers get strong value from this card. The perks are best used by travelers who want ease and rewards.
Spending in foreign currencies earns more points for each transaction. Buying tickets from American Airlines or paying 4% extra boosts your total miles.
The travel insurance and airport concierge services reduce trip stress. For travelers in Brazil, this card brings practical advantages and valuable extras.
Using the Santander App and Online Tools
Santander gives you full control of your card through digital platforms. Managing your account is simple and accessible.
You can use the Santander mobile app to check your balance, due dates, and spending. The app lets you view your AAdvantage® miles balance in real-time.
You can enable payment reminders or set up automatic debit to avoid fees. The app also includes chat and phone support options directly linked to your card account.
Advantages and Drawbacks to Consider
Reviewing the pros and cons helps you decide if this card fits your lifestyle. Each feature should align with your goals and spending.
- Pros: include up to 3 miles per dollar, no annual fee for 3 months, and strong travel protection. You also get concierge services, and access to global experiences through Mastercard Platinum.
- Cons: include high interest on unpaid balances and a 5.5% foreign transaction fee. The card also limits mileage benefits to the AAdvantage® program, so flexibility may be reduced.
What You Need to Prepare Before Applying?
To complete your application without delay, prepare all necessary documents in advance. This step saves time and avoids errors.
You’ll need a valid Brazilian CPF, mobile number, and email address. Get your proof of income and proof of residence documents ready in digital format.
A photo of your national ID or passport is also required. Keep your internet connection stable to avoid issues during the submission.
Who Should Choose This Card?
The Santander / AAdvantage Quartz card is not for everyone. It offers the most value when used strategically by specific types of cardholders.
If you fly frequently and prefer American Airlines, this card can help you earn and redeem faster. It's ideal for users who pay off their balance monthly to avoid interest.
Those who travel from Brazil and value extras like travel insurance will benefit the most. If you don’t travel often, another card with cashback may be a better fit.
Card Features in Summary
Here's a recap of the most important features. These benefits define the daily value of the card.
You earn 1 mile per dollar on all purchases and extra miles on foreign or airline purchases. Paying 4% more on your bill can double your earnings.
The card includes travel insurance, car rental protection, and lifestyle perks like Priceless Cities. Your miles don’t expire if your card stays active. You can redeem them for flights, upgrades, or partner services.
Where to Get Help or Ask Questions?
Santander provides full customer support for applicants and cardholders. You can reach them online or by phone.
- Headquarters: Santander Group City, Av. de Cantabria s/n, 28660 Boadilla del Monte, Madrid, Spain.
- Phone for Brazil: 902 11 22 11. From outside Brazil: +34 912 890 000. Customer service mail: P.O. Box 35,250 – 28080 Madrid.
Final Steps Before You Apply
Once you've confirmed that this card matches your profile, you’re ready to apply. Be sure to double-check the terms and prepare your documents.
Go to the official Santander Brazil website and look for the Santander / AAdvantage Quartz card. Complete the application and wait for feedback by email.
If approved, your card will be delivered by mail. Activate it, start spending, and begin earning miles.
Is This the Right Travel Card for You?
The Santander / AAdvantage Quartz card is designed for travelers who want more than basic rewards. It offers strong mileage perks, insurance, and real-world benefits.
If you're based in Brazil and want better travel value, this card delivers. Apply today to start earning and traveling smarter.
Disclaimer
Information in this article may change over time. Always check the official Santander website for the most current details. This article is for educational purposes only.
