Getting a credit card for your daily expenses can turn out to be a great asset for you. Credit cards provide us with extra liquidity and make it easier to get better deals and discounts on products and services.
Following a similar approach, the Southwest Rapid Rewards Credit Card brings an arsenal of benefits and offers for your benefit. Today we will talk about the Priority Credit Card that comes with travel and aviation benefits.
All the advantages are applicable to Southwest Airlines, which already has a global presence. You can expect to get monetary awards, discounts on inflight purchases, earn redeemable points. Plus, you can get gift cards, hotel, and car rental benefits. Let’s explore what you will get with the Southwest Rapid Rewards Priority Credit Card.
Priority Credit Card Features
With the card’s regular usage, you can upgrade to the A-List status faster, which comes with priority boarding, priority check-in, and more points. Added to this, you can get at least $75 per year.
You can redeem your points for cheaper flight tickets with Southwest Airlines, gift cards, hotel, and car bookings, airline merchandise, and international flight tickets. Since this is a travel-oriented credit card, you can expect to get a myriad of protective benefits.
These include an auto collision damage waiver, product purchase protection, luggage protection, and much more. Lastly, the credit card itself has a tap and pay option making it easier to make contactless payments at the terminals.
Southwest Rapid Rewards Priority Credit Card Pros and Cons
Among the benefits, you can expect to receive various flight-specific deals, discounts, and points and you can even get 7500 anniversary points. Plus, on every dollar you spend, you will get one point. These points can be redeemed for flight tickets and rentals.
For all other purchases made by the card, you will get 1 point against every dollar spent. Also, the 20% discount available on inflight purchases is applicable if you purchase items from the card. Lastly, if you refer a friend, earn bonus points.
Besides all the benefits and perks accompanying the credit card, one of the issues you will face is that there aren’t many benefits for other purchases. Plus, the benefits provided with the points are not on par with the money spent on the purchases.
Southwest Rapid Rewards® Priority Credit Card Fees
- Annual Fee: $149
- Interest Rate: 15.99% to 22.99%
- APR: 15.99% to 22.99%
- Cash Advance Fee: $10 or 5% of the amount
- Foreign Transaction Fee: $0
- Late Payment Fee: up to $39
- Balance Transfer Fee: $5 or 5% of the amount of transfer
Credit Card Eligibility
The main conditions pertaining to this credit card are that you need to be a US citizen, above 18 years of age, and have a recurring income source. Added to this, if you already have another Southwest Rapid Rewards Credit Card (Plus and Premier) or have received one as a gift in the last 24 months, then you are not eligible for this card.
Not only this, if any individual has five or more credit cards to their name in the last 24 months, the application will be rejected. This is as per the 5/24 rule of the credit card provider.
How to Apply for the Southwest Rapid Rewards® Priority Credit Card
To apply for this credit card, you will need to fill out an online form available on the official website. Once you are here, navigate to “Click here to Apply” and fill out the form that will ask you about personal and financial details.
These include your name, address, residence, type, phone number, email address, gross income, and income source. Submit the form and wait for the approval that is based on several conditions like income amount, source, and credit history.
For this card, you need to have an excellent or good credit score.
Bank Address and Contact
If you want to know about the credit card, contact the bank at the given address.
Address: Chase Card Services, P.O. Box 15298 Wilmington, DE 19850
After understanding everything about the card, it is known that this card is best for business travelers. Coming from the house of Chase and associating with Southwest Airlines, the Priority credit card can prove to be useful in getting cheaper tickets, priority boardings, and cheaper inflight products.
Disclaimer: There are risks involved when applying for and using credit products. Ensure you consult the bank’s terms and conditions page before agreeing to anything.